Job Title: Accounting Clerk

Reports To: Controller / Accounting Manager

Department: Accounting Department

Essential Duties and Responsibilities:

Accounting Functions

• Perform daily balancing and reconciliation of accounts and transactions
• Post and review general ledger entries and transaction reports
• Research and resolve accounting discrepancies and out-of-balance conditions
• Maintain accurate documentation and records in accordance with retention requirements
• Support internal controls and separation of duties

Payments Processing

• Process and review ACH, wire transfers, checks, and other electronic payments
• Monitor payment exceptions, returns, and settlement timelines
• Ensure payment deadlines and cut-off times are met
• Follow all established procedures to ensure accuracy and compliance

Fraud Monitoring & Risk Support

• Review transactions for suspicious or unusual activity
• Assist with investigations related to ACH, wire, check, and P2P fraud
• Document fraud cases accurately and escalate issues as required
• Support compliance with Reg E, BSA, OFAC, and internal fraud policies
• Maintain confidentiality of member and credit union information

Administrative & Support Duties

• Prepare reports and spreadsheets as assigned
• Utilize core banking, payment, and fraud monitoring systems
• Communicate effectively with staff regarding transaction issues or corrections
• Provide excellent internal and external customer service

Knowledge, Skills, and Abilities

• Basic understanding of accounting principles
• Strong attention to detail and numerical accuracy
• Ability to follow procedures in a regulated environment
• Analytical and problem-solving skills
• Proficiency in Microsoft Excel and other office software
• Ability to learn and navigate financial systems quickly
• Strong written and verbal communication skills
• High level of integrity and discretion

Education and Experience

• High school diploma or equivalent required
• Associate degree in Accounting, Business, or related field preferred
• Prior experience in banking, accounting, payments, or fraud detection preferred but not required
• Entry-level candidates with strong aptitude and willingness to learn are encouraged to apply

Working Conditions

• Office environment with standard business hours
• Extended hours may be required during month-end, audits, or system implementations

Pay

Negotiable base on experience and qualifications.

Benefits

Generous benefits package including affordable medical, dental and vision coverage, paid holidays, vacations, 401(k) plan, employer profit sharing contributions and flexible spending accounts.